HSA and FSA Accounts
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Health Savings Account (HSA)
Option for plans HDHP2500 and HDHP5000
By selecting an HSA plan with a higher deductible, you qualify to contribute tax-free money into a health savings account (HSA) with HealthEquity. Your HSA funds then earn tax-free interest, and can be used tax-free to pay for qualified medical expenses. HSAs are similar to retirement accounts in that they rollover year-to-year, they remain yours if you change jobs or retire, and the balance can be invested in mutual funds.
Flexible Spending Account (FSA)
Option for Copay Plan
An FSA provides a way to save pre-tax dollars to pay for qualified medical expenses. FSA funds do not roll over from year to year. Please keep in mind that all FSA payments require an itemized receipt or an insurance explanation of benefits to substantiate the claim. You may be required to submit this documentation to HealthEquity.